@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700;800&family=Libre+Baskerville:ital,wght@0,400;0,700;1,400&display=swap');

/* ============================================================
   CSS CUSTOM PROPERTIES
============================================================ */
:root {
  --color-primary:       #1A3557;
  --color-primary-dark:  #0F2340;
  --color-primary-mid:   #2B5BA8;
  --color-accent:        #3B82F6;
  --color-accent-light:  #93C5FD;
  --color-bg:            #FFFFFF;
  --color-bg-light:      #F7F9FC;
  --color-bg-subtle:     #EEF2F7;
  --color-text:          #1E293B;
  --color-text-muted:    #64748B;
  --color-text-light:    #94A3B8;
  --color-border:        #E2E8F0;
  --color-border-light:  #F1F5F9;
  --color-success:       #10B981;
  --color-warning:       #F59E0B;
  --color-danger:        #EF4444;

  --font-sans:   'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
  --font-serif:  'Libre Baskerville', Georgia, serif;

  --radius-sm:  4px;
  --radius-md:  8px;
  --radius-lg:  12px;
  --radius-xl:  18px;

  --shadow-sm:  0 1px 3px rgba(0,0,0,.07), 0 1px 2px rgba(0,0,0,.05);
  --shadow-md:  0 4px 16px rgba(0,0,0,.08), 0 2px 6px rgba(0,0,0,.04);
  --shadow-lg:  0 10px 32px rgba(0,0,0,.10), 0 4px 10px rgba(0,0,0,.05);

  --transition: .2s ease;
  --container:  1200px;
  --header-h:   72px;
}

/* ============================================================
   RESET & BASE
============================================================ */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; font-size: 16px; }
body {
  font-family: var(--font-sans);
  color: var(--color-text);
  background: var(--color-bg);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; height: auto; display: block; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; }
button { cursor: pointer; border: none; background: none; font-family: inherit; }
input, textarea, select { font-family: inherit; }

/* ============================================================
   TYPOGRAPHY
============================================================ */
h1,h2,h3,h4,h5,h6 {
  font-family: var(--font-sans);
  font-weight: 700;
  line-height: 1.2;
  color: var(--color-primary);
}
h1 { font-size: clamp(2rem, 4vw, 3rem); }
h2 { font-size: clamp(1.5rem, 3vw, 2.25rem); }
h3 { font-size: clamp(1.125rem, 2vw, 1.5rem); }
h4 { font-size: 1.125rem; }
h5 { font-size: 1rem; }
p  { margin-bottom: 1rem; }
p:last-child { margin-bottom: 0; }

/* ============================================================
   LAYOUT
============================================================ */
.container {
  max-width: var(--container);
  margin: 0 auto;
  padding: 0 24px;
}
.section    { padding: 80px 0; }
.section-sm { padding: 52px 0; }
.section-lg { padding: 100px 0; }
.section-alt  { background: var(--color-bg-light); }
.section-dark { background: var(--color-primary); color: #fff; }
.section-dark h1,
.section-dark h2,
.section-dark h3,
.section-dark h4 { color: #fff; }
.section-dark p  { color: rgba(255,255,255,.82); }

/* ============================================================
   SITE HEADER
============================================================ */
.site-header {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 1000;
  background: rgba(255,255,255,.96);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--color-border);
  height: var(--header-h);
}
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: var(--header-h);
}

/* Logo */
.logo { display: flex; align-items: center; gap: 10px; }
.logo-mark {
  width: 36px; height: 36px;
  background: var(--color-primary);
  border-radius: var(--radius-md);
  display: flex; align-items: center; justify-content: center;
  color: #fff;
  font-size: .875rem;
  font-weight: 800;
  letter-spacing: -.02em;
}
.logo-wordmark {
  display: flex; flex-direction: column;
}
.logo-name {
  font-size: 1.25rem;
  font-weight: 800;
  color: var(--color-primary);
  letter-spacing: -.025em;
  line-height: 1.1;
}
.logo-tagline {
  font-size: .6rem;
  font-weight: 500;
  color: var(--color-text-muted);
  text-transform: uppercase;
  letter-spacing: .1em;
}

/* Main nav */
.main-nav { display: flex; align-items: center; }
.nav-list  { display: flex; align-items: center; gap: 2px; }
.nav-list > li { position: relative; }
.nav-list > li > a {
  display: flex; align-items: center; gap: 4px;
  padding: 8px 13px;
  font-size: .875rem; font-weight: 500;
  color: var(--color-text);
  border-radius: var(--radius-sm);
  transition: color var(--transition), background var(--transition);
}
.nav-list > li > a:hover,
.nav-list > li > a.active { color: var(--color-primary); background: var(--color-bg-light); }
.nav-arrow {
  font-size: .6rem;
  color: var(--color-text-light);
  transition: transform var(--transition);
  margin-top: 1px;
}
.has-dropdown:hover .nav-arrow { transform: rotate(180deg); }

/* Dropdown */
.dropdown {
  position: absolute;
  top: calc(100% + 6px);
  left: 0;
  min-width: 220px;
  background: #fff;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  box-shadow: var(--shadow-lg);
  padding: 6px;
  opacity: 0;
  visibility: hidden;
  transform: translateY(-6px);
  transition: all var(--transition);
  z-index: 200;
}
.has-dropdown:hover .dropdown {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}
.dropdown li a {
  display: block;
  padding: 8px 12px;
  font-size: .8125rem; font-weight: 500;
  color: var(--color-text);
  border-radius: var(--radius-sm);
  transition: all var(--transition);
}
.dropdown li a:hover { color: var(--color-primary); background: var(--color-bg-light); }

/* Mobile btn */
.mobile-menu-btn {
  display: none;
  flex-direction: column;
  gap: 5px;
  width: 34px;
  padding: 4px;
}
.mobile-menu-btn span {
  display: block; width: 100%; height: 2px;
  background: var(--color-primary);
  border-radius: 2px;
  transition: all var(--transition);
}
.mobile-menu-btn.active span:nth-child(1) { transform: rotate(45deg) translate(5px,5px); }
.mobile-menu-btn.active span:nth-child(2) { opacity: 0; }
.mobile-menu-btn.active span:nth-child(3) { transform: rotate(-45deg) translate(5px,-5px); }

/* ============================================================
   HERO (homepage)
============================================================ */
.hero {
  padding-top: calc(var(--header-h) + 72px);
  padding-bottom: 80px;
  min-height: 100vh;
  display: flex;
  align-items: center;
  background: #fff;
}
.hero-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
}
.hero-eyebrow {
  display: inline-flex; align-items: center; gap: 8px;
  font-size: .75rem; font-weight: 700;
  text-transform: uppercase; letter-spacing: .12em;
  color: var(--color-accent);
  margin-bottom: 22px;
}
.hero-eyebrow::before {
  content: ''; width: 24px; height: 2px;
  background: var(--color-accent); display: block;
}
.hero-title {
  font-size: clamp(2.25rem, 4.5vw, 3.25rem);
  font-weight: 800;
  line-height: 1.13;
  color: var(--color-primary);
  letter-spacing: -.025em;
  margin-bottom: 22px;
}
.hero-title em {
  font-style: normal;
  color: var(--color-accent);
}
.hero-desc {
  font-size: 1.0625rem;
  color: var(--color-text-muted);
  line-height: 1.72;
  margin-bottom: 38px;
  max-width: 500px;
}
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; align-items: center; }
.hero-img { position: relative; }
.hero-img img {
  width: 100%;
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-lg);
  object-fit: cover;
  height: 520px;
}
.hero-img-frame {
  position: absolute;
  bottom: -18px; right: -18px;
  width: 160px; height: 160px;
  background: var(--color-bg-subtle);
  border-radius: var(--radius-xl);
  z-index: -1;
}
.hero-img-frame2 {
  position: absolute;
  top: -18px; left: -18px;
  width: 80px; height: 80px;
  background: var(--color-accent-light);
  opacity: .2;
  border-radius: var(--radius-xl);
  z-index: -1;
}

/* ============================================================
   BUTTONS
============================================================ */
.btn {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 12px 24px;
  font-size: .9375rem; font-weight: 600;
  border-radius: var(--radius-md);
  transition: all var(--transition);
  line-height: 1; white-space: nowrap;
  cursor: pointer;
}
.btn-primary {
  background: var(--color-primary);
  color: #fff;
  box-shadow: 0 4px 16px rgba(26,53,87,.28);
}
.btn-primary:hover {
  background: var(--color-primary-dark);
  box-shadow: 0 6px 22px rgba(26,53,87,.38);
  transform: translateY(-1px);
}
.btn-outline {
  border: 1.5px solid var(--color-border);
  color: var(--color-text); background: #fff;
}
.btn-outline:hover {
  border-color: var(--color-primary);
  color: var(--color-primary);
  background: var(--color-bg-light);
}
.btn-accent { background: var(--color-accent); color: #fff; }
.btn-accent:hover { background: #2563EB; transform: translateY(-1px); }
.btn-ghost {
  color: var(--color-accent);
  padding-left: 0; padding-right: 0;
}
.btn-ghost:hover { text-decoration: underline; }
.btn-lg { padding: 14px 32px; font-size: 1rem; }
.btn-sm { padding: 8px 16px; font-size: .8125rem; }
.btn-full { width: 100%; justify-content: center; }

/* ============================================================
   SECTION HEADER
============================================================ */
.section-header { margin-bottom: 52px; }
.section-header.center { text-align: center; }
.section-tag {
  display: inline-block;
  font-size: .725rem; font-weight: 700;
  text-transform: uppercase; letter-spacing: .14em;
  color: var(--color-accent);
  margin-bottom: 12px;
}
.section-title {
  font-size: clamp(1.625rem, 3vw, 2.25rem);
  font-weight: 700;
  color: var(--color-primary);
  margin-bottom: 14px;
  line-height: 1.22;
}
.section-subtitle {
  font-size: 1.0625rem;
  color: var(--color-text-muted);
  max-width: 640px; line-height: 1.7;
}
.section-header.center .section-subtitle { margin: 0 auto; }

/* ============================================================
   CARDS
============================================================ */
.card {
  background: #fff;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  overflow: hidden;
  transition: all var(--transition);
}
.card:hover { box-shadow: var(--shadow-md); transform: translateY(-2px); }
.card-body { padding: 28px; }
.card-img {
  width: 100%; height: 210px;
  object-fit: cover; display: block;
}
.card-tag {
  font-size: .725rem; font-weight: 700;
  text-transform: uppercase; letter-spacing: .1em;
  color: var(--color-accent);
  margin-bottom: 10px; display: block;
}
.card-title {
  font-size: 1.0625rem; font-weight: 700;
  color: var(--color-primary);
  margin-bottom: 10px; line-height: 1.32;
}
.card-text {
  font-size: .875rem; color: var(--color-text-muted);
  line-height: 1.65; margin-bottom: 18px;
}
.card-link {
  font-size: .875rem; font-weight: 600;
  color: var(--color-accent);
  display: inline-flex; align-items: center; gap: 5px;
  transition: gap var(--transition);
}
.card-link:hover { gap: 10px; }

/* Service cards */
.service-card {
  padding: 32px;
  background: #fff;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  transition: all var(--transition);
}
.service-card:hover {
  box-shadow: var(--shadow-md);
  border-color: var(--color-accent-light);
}
.service-icon {
  width: 52px; height: 52px;
  border-radius: var(--radius-md);
  background: var(--color-bg-subtle);
  display: flex; align-items: center; justify-content: center;
  margin-bottom: 20px; font-size: 1.5rem;
}
.service-card h3 { font-size: 1.0625rem; margin-bottom: 10px; }
.service-card p { font-size: .875rem; color: var(--color-text-muted); margin-bottom: 18px; }

/* Stats */
.stats-grid {
  display: grid; grid-template-columns: repeat(4, 1fr);
  background: var(--color-border);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  gap: 1px; overflow: hidden;
}
.stat-item {
  background: #fff;
  padding: 32px 24px; text-align: center;
}
.stat-num {
  font-size: 2.25rem; font-weight: 800;
  color: var(--color-primary);
  line-height: 1; margin-bottom: 6px;
  font-variant-numeric: tabular-nums;
}
.stat-label { font-size: .8125rem; color: var(--color-text-muted); line-height: 1.4; }

/* Grid layouts */
.grid-2 { display: grid; grid-template-columns: repeat(2,1fr); gap: 32px; }
.grid-3 { display: grid; grid-template-columns: repeat(3,1fr); gap: 28px; }
.grid-4 { display: grid; grid-template-columns: repeat(4,1fr); gap: 24px; }
.grid-auto { display: grid; grid-template-columns: repeat(auto-fill,minmax(300px,1fr)); gap: 28px; }

.content-grid {
  display: grid;
  grid-template-columns: 1fr 460px;
  gap: 64px; align-items: start;
}
.content-grid.reverse > *:first-child { order: 2; }
.content-grid.reverse > *:last-child  { order: 1; }

/* ============================================================
   PAGE HERO (subpages)
============================================================ */
.page-hero {
  padding-top: calc(var(--header-h) + 56px);
  padding-bottom: 56px;
  background: var(--color-bg-light);
  border-bottom: 1px solid var(--color-border);
}
.page-hero-inner {
  display: grid;
  grid-template-columns: 1fr 380px;
  gap: 56px; align-items: center;
}
.page-hero-tag {
  font-size: .725rem; font-weight: 700;
  text-transform: uppercase; letter-spacing: .14em;
  color: var(--color-accent); margin-bottom: 12px;
  display: block;
}
.page-hero-title {
  font-size: clamp(1.75rem, 3.5vw, 2.75rem);
  font-weight: 800;
  color: var(--color-primary);
  margin-bottom: 20px; line-height: 1.14;
}
.page-hero-desc {
  font-size: 1.0625rem; color: var(--color-text-muted);
  line-height: 1.72; margin-bottom: 28px;
}
.page-hero-img {
  width: 100%;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
  object-fit: cover;
  height: 300px;
}

/* ============================================================
   INFO / ALERT BOXES
============================================================ */
.info-box {
  background: var(--color-bg-light);
  border-left: 4px solid var(--color-accent);
  padding: 18px 22px;
  border-radius: 0 var(--radius-md) var(--radius-md) 0;
  margin: 24px 0;
}
.info-box.warning  { border-left-color: var(--color-warning); background: #FFFBEB; }
.info-box.success  { border-left-color: var(--color-success); background: #F0FDF4; }
.info-box p { margin: 0; font-size: .9375rem; }

/* ============================================================
   FEATURE LIST
============================================================ */
.feature-list { display: flex; flex-direction: column; gap: 18px; }
.feature-item { display: flex; gap: 14px; align-items: flex-start; }
.feature-icon {
  flex-shrink: 0;
  width: 30px; height: 30px;
  border-radius: 50%;
  background: var(--color-bg-subtle);
  display: flex; align-items: center; justify-content: center;
  font-size: .875rem; color: var(--color-accent); margin-top: 2px;
}
.feature-item h4 { font-size: .9375rem; margin-bottom: 4px; }
.feature-item p  { font-size: .875rem; color: var(--color-text-muted); margin: 0; }

/* ============================================================
   STEPS
============================================================ */
.steps-list { display: flex; flex-direction: column; gap: 0; }
.step-item {
  display: flex; gap: 20px;
  padding: 24px 0;
  border-bottom: 1px solid var(--color-border-light);
}
.step-item:last-child { border-bottom: none; }
.step-num {
  flex-shrink: 0;
  width: 40px; height: 40px;
  border-radius: 50%;
  background: var(--color-primary); color: #fff;
  display: flex; align-items: center; justify-content: center;
  font-size: .875rem; font-weight: 700;
}
.step-content h4 { font-size: 1rem; margin-bottom: 6px; }
.step-content p  { font-size: .875rem; color: var(--color-text-muted); margin: 0; }

/* ============================================================
   ACCORDION / FAQ
============================================================ */
.accordion { display: flex; flex-direction: column; gap: 8px; }
.accordion-item {
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md); overflow: hidden;
}
.accordion-header {
  display: flex; align-items: center; justify-content: space-between;
  padding: 18px 20px;
  cursor: pointer; user-select: none;
  background: #fff;
  transition: background var(--transition);
}
.accordion-header:hover { background: var(--color-bg-light); }
.accordion-title { font-size: .9375rem; font-weight: 600; color: var(--color-primary); }
.accordion-toggle {
  font-size: 1.25rem; color: var(--color-accent);
  transition: transform var(--transition);
  flex-shrink: 0; width: 24px; text-align: center;
  line-height: 1;
}
.accordion-item.open .accordion-toggle { transform: rotate(45deg); }
.accordion-body {
  padding: 0 20px;
  max-height: 0; overflow: hidden;
  transition: max-height .32s ease, padding .32s ease;
  background: #fff;
}
.accordion-item.open .accordion-body {
  padding: 4px 20px 20px;
  max-height: 600px;
}
.accordion-body p { font-size: .9375rem; color: var(--color-text-muted); margin: 0; line-height: 1.7; }

/* ============================================================
   TABLE
============================================================ */
.table-wrapper {
  overflow-x: auto;
  border-radius: var(--radius-md);
  border: 1px solid var(--color-border);
}
table { width: 100%; border-collapse: collapse; }
th {
  background: var(--color-bg-light);
  padding: 12px 16px;
  text-align: left;
  font-size: .8125rem; font-weight: 600;
  color: var(--color-primary);
  border-bottom: 1px solid var(--color-border);
}
td {
  padding: 12px 16px;
  font-size: .875rem; color: var(--color-text);
  border-bottom: 1px solid var(--color-border-light);
}
tr:last-child td { border-bottom: none; }
tr:nth-child(even) td { background: var(--color-bg-light); }

/* ============================================================
   TAGS
============================================================ */
.tag {
  display: inline-block;
  padding: 4px 10px;
  border-radius: 100px;
  font-size: .725rem; font-weight: 600;
  background: var(--color-bg-subtle);
  color: var(--color-text-muted);
}
.tag-blue  { background: #DBEAFE; color: #1D4ED8; }
.tag-green { background: #D1FAE5; color: #065F46; }
.tag-gray  { background: var(--color-bg-subtle); color: var(--color-text-muted); }

/* ============================================================
   TESTIMONIALS
============================================================ */
.testimonial-card {
  background: #fff;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: 28px;
}
.testimonial-stars { color: #F59E0B; font-size: .875rem; margin-bottom: 14px; }
.testimonial-text {
  font-size: .9375rem; color: var(--color-text);
  line-height: 1.7; font-style: italic; margin-bottom: 20px;
}
.testimonial-author { display: flex; align-items: center; gap: 12px; }
.testimonial-avatar {
  width: 44px; height: 44px;
  border-radius: 50%;
  background: var(--color-bg-subtle);
  display: flex; align-items: center; justify-content: center;
  font-size: 1rem; font-weight: 700; color: var(--color-primary);
  flex-shrink: 0;
}
.testimonial-name { font-size: .875rem; font-weight: 600; color: var(--color-primary); }
.testimonial-role { font-size: .8125rem; color: var(--color-text-muted); }

/* ============================================================
   CONTACT FORM
============================================================ */
.form-group { margin-bottom: 20px; }
.form-label {
  display: block;
  font-size: .875rem; font-weight: 600;
  color: var(--color-primary);
  margin-bottom: 6px;
}
.form-control {
  width: 100%;
  padding: 11px 14px;
  border: 1.5px solid var(--color-border);
  border-radius: var(--radius-md);
  font-size: .9375rem; color: var(--color-text);
  background: #fff;
  transition: border-color var(--transition), box-shadow var(--transition);
  outline: none;
}
.form-control:focus {
  border-color: var(--color-accent);
  box-shadow: 0 0 0 3px rgba(59,130,246,.1);
}
.form-control::placeholder { color: var(--color-text-light); }
textarea.form-control { resize: vertical; min-height: 130px; }
.form-select {
  width: 100%;
  padding: 11px 14px;
  border: 1.5px solid var(--color-border);
  border-radius: var(--radius-md);
  font-size: .9375rem; color: var(--color-text);
  background: #fff; outline: none;
  -webkit-appearance: none; cursor: pointer;
}
.form-select:focus { border-color: var(--color-accent); box-shadow: 0 0 0 3px rgba(59,130,246,.1); }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 20px; }
.form-check { display: flex; align-items: flex-start; gap: 10px; margin-bottom: 18px; }
.form-check input[type="checkbox"] { margin-top: 3px; flex-shrink: 0; accent-color: var(--color-accent); }
.form-check-label { font-size: .875rem; color: var(--color-text-muted); line-height: 1.5; }
.form-check-label a { color: var(--color-accent); text-decoration: underline; }
.form-hint { font-size: .8125rem; color: var(--color-text-light); margin-top: 4px; }

/* Form success */
.form-success {
  display: none;
  background: #F0FDF4;
  border: 1px solid #A7F3D0;
  border-radius: var(--radius-lg);
  padding: 32px 28px;
  text-align: center;
}
.form-success.visible { display: block; }
.form-success-icon { font-size: 2.5rem; margin-bottom: 12px; }
.form-success h4 { color: #065F46; margin-bottom: 8px; font-size: 1.125rem; }
.form-success p  { color: #047857; font-size: .9375rem; margin: 0; }

/* ============================================================
   GLOSSARY
============================================================ */
.glossary-nav {
  display: flex; flex-wrap: wrap; gap: 6px;
  margin-bottom: 40px;
}
.glossary-nav a {
  width: 36px; height: 36px;
  border-radius: var(--radius-sm);
  background: var(--color-bg-light);
  border: 1px solid var(--color-border);
  display: flex; align-items: center; justify-content: center;
  font-size: .875rem; font-weight: 600;
  color: var(--color-primary);
  transition: all var(--transition);
}
.glossary-nav a:hover { background: var(--color-primary); color: #fff; border-color: var(--color-primary); }
.glossary-letter { margin-bottom: 48px; }
.glossary-letter-head {
  font-size: 1.5rem; font-weight: 800;
  color: var(--color-primary);
  border-bottom: 2px solid var(--color-border);
  padding-bottom: 12px; margin-bottom: 24px;
}
.glossary-term { margin-bottom: 18px; padding-bottom: 18px; border-bottom: 1px solid var(--color-border-light); }
.glossary-term:last-child { border-bottom: none; margin-bottom: 0; padding-bottom: 0; }
.glossary-term dt { font-weight: 700; color: var(--color-primary); margin-bottom: 5px; font-size: .9375rem; }
.glossary-term dd { font-size: .9375rem; color: var(--color-text-muted); margin: 0; line-height: 1.65; }

/* ============================================================
   ARTICLE / BLOG
============================================================ */
.article-header { margin-bottom: 36px; }
.article-meta { display: flex; align-items: center; gap: 16px; margin-bottom: 16px; flex-wrap: wrap; }
.article-meta-item { font-size: .8125rem; color: var(--color-text-muted); }
.article-meta-sep { color: var(--color-border); }
.article-title { font-size: clamp(1.75rem, 3vw, 2.5rem); margin-bottom: 20px; }
.article-lead {
  font-size: 1.125rem; color: var(--color-text-muted);
  line-height: 1.7; font-style: italic;
  margin-bottom: 32px;
  padding-bottom: 24px;
  border-bottom: 1px solid var(--color-border);
}
.article-img {
  border-radius: var(--radius-lg);
  margin-bottom: 40px; width: 100%;
  object-fit: cover; height: 400px;
}
.article-content h2 {
  font-size: 1.5rem; margin: 40px 0 16px;
  padding-top: 8px;
  border-top: 1px solid var(--color-border);
}
.article-content h3 { font-size: 1.25rem; margin: 28px 0 12px; }
.article-content p  { margin-bottom: 20px; line-height: 1.78; }
.article-content ul,
.article-content ol { margin: 0 0 20px 24px; }
.article-content li { margin-bottom: 8px; line-height: 1.65; }
.article-content ul { list-style: disc; }
.article-content ol { list-style: decimal; }
.article-content blockquote {
  border-left: 4px solid var(--color-accent);
  padding: 16px 20px;
  background: var(--color-bg-light);
  border-radius: 0 var(--radius-md) var(--radius-md) 0;
  font-style: italic;
  color: var(--color-text-muted);
  margin: 24px 0;
}
.article-layout {
  display: grid;
  grid-template-columns: 1fr 300px;
  gap: 56px; align-items: start;
}
.article-sidebar { position: sticky; top: calc(var(--header-h) + 24px); }
.sidebar-box {
  background: var(--color-bg-light);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: 22px;
  margin-bottom: 20px;
}
.sidebar-box h5 {
  font-size: .75rem; font-weight: 700;
  text-transform: uppercase; letter-spacing: .1em;
  color: var(--color-primary);
  margin-bottom: 14px;
}
.sidebar-box ul { display: flex; flex-direction: column; gap: 10px; }
.sidebar-box ul li a {
  font-size: .875rem; color: var(--color-text-muted);
  transition: color var(--transition);
  display: flex; align-items: center; gap: 6px;
}
.sidebar-box ul li a::before {
  content: ''; width: 4px; height: 4px;
  border-radius: 50%; background: var(--color-accent); flex-shrink: 0;
}
.sidebar-box ul li a:hover { color: var(--color-accent); }

/* ============================================================
   TOOLS / CALCULATORS
============================================================ */
.tool-card {
  background: #fff;
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: 28px;
  transition: all var(--transition);
}
.tool-card:hover { box-shadow: var(--shadow-md); }
.tool-icon-wrap {
  width: 56px; height: 56px;
  border-radius: var(--radius-lg);
  background: var(--color-bg-subtle);
  display: flex; align-items: center; justify-content: center;
  font-size: 1.5rem; margin-bottom: 18px;
}
.tool-card h3 { font-size: 1.0625rem; margin-bottom: 8px; }
.tool-card > p { font-size: .875rem; color: var(--color-text-muted); margin-bottom: 22px; }
.result-box {
  background: var(--color-bg-light);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  padding: 16px 18px;
  margin-top: 16px;
  font-size: .9375rem; line-height: 1.7;
  display: none;
}
.result-box strong { color: var(--color-primary); }

/* ============================================================
   POLICY / LEGAL PAGES
============================================================ */
.policy-header {
  padding-top: calc(var(--header-h) + 52px);
  padding-bottom: 40px;
  border-bottom: 1px solid var(--color-border);
  background: var(--color-bg-light);
}
.policy-content { max-width: 820px; margin: 0 auto; }
.policy-updated {
  font-size: .875rem; color: var(--color-text-muted);
  margin-bottom: 32px; padding-bottom: 20px;
  border-bottom: 1px solid var(--color-border);
  display: flex; align-items: center; gap: 8px;
}
.policy-content h2 {
  font-size: 1.375rem;
  margin: 44px 0 16px;
  padding-bottom: 10px;
  border-bottom: 1px solid var(--color-border);
}
.policy-content h3 { font-size: 1.125rem; margin: 28px 0 12px; }
.policy-content p  { line-height: 1.78; margin-bottom: 16px; }
.policy-content ul,
.policy-content ol { margin: 0 0 16px 24px; }
.policy-content li { margin-bottom: 8px; line-height: 1.65; }
.policy-content ul { list-style: disc; }
.policy-content ol { list-style: decimal; }
.policy-content a  { color: var(--color-accent); text-decoration: underline; }
.policy-content table { margin-bottom: 20px; }

/* ============================================================
   CONTACT
============================================================ */
.contact-info-card {
  background: var(--color-bg-light);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: 32px;
}
.contact-item { display: flex; gap: 16px; margin-bottom: 26px; }
.contact-item:last-child { margin-bottom: 0; }
.contact-icon {
  width: 46px; height: 46px;
  background: var(--color-primary);
  border-radius: var(--radius-md);
  display: flex; align-items: center; justify-content: center;
  color: #fff; font-size: 1.125rem; flex-shrink: 0;
}
.contact-detail h5 { font-size: .875rem; font-weight: 600; color: var(--color-primary); margin-bottom: 4px; }
.contact-detail p  { font-size: .875rem; color: var(--color-text-muted); margin: 0; line-height: 1.55; }
.contact-detail a  { color: var(--color-accent); transition: color var(--transition); }
.contact-detail a:hover { text-decoration: underline; }

.map-embed {
  width: 100%;
  height: 280px;
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-border);
  overflow: hidden;
  margin-top: 24px;
}
.map-embed iframe { width: 100%; height: 100%; border: none; }

/* ============================================================
   CTA SECTION
============================================================ */
.cta-section {
  background: var(--color-primary);
  padding: 80px 0;
  text-align: center;
}
.cta-section h2 { color: #fff; margin-bottom: 16px; }
.cta-section p  {
  color: rgba(255,255,255,.8);
  font-size: 1.0625rem;
  margin-bottom: 36px;
  max-width: 560px;
  margin-left: auto; margin-right: auto;
}
.cta-section .btn-outline {
  border-color: rgba(255,255,255,.5);
  color: #fff; background: transparent;
}
.cta-section .btn-outline:hover {
  background: rgba(255,255,255,.1);
  border-color: #fff;
}

/* ============================================================
   HIGHLIGHT BOX
============================================================ */
.highlight-box {
  background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-primary-mid) 100%);
  border-radius: var(--radius-xl);
  padding: 40px;
  color: #fff;
}
.highlight-box h3 { color: #fff; margin-bottom: 12px; }
.highlight-box p  { color: rgba(255,255,255,.85); margin-bottom: 24px; }

/* ============================================================
   DIVIDERS
============================================================ */
.divider        { height: 1px; background: var(--color-border);       margin: 48px 0; }
.divider-subtle { height: 1px; background: var(--color-border-light);  margin: 32px 0; }

/* ============================================================
   TWO-COL CONTENT (detail pages)
============================================================ */
.detail-layout {
  display: grid;
  grid-template-columns: 1fr 340px;
  gap: 56px; align-items: start;
}
.detail-sidebar { position: sticky; top: calc(var(--header-h) + 24px); }
.toc-box {
  background: var(--color-bg-light);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: 22px;
  margin-bottom: 20px;
}
.toc-box h5 {
  font-size: .75rem; font-weight: 700;
  text-transform: uppercase; letter-spacing: .1em;
  color: var(--color-primary); margin-bottom: 14px;
}
.toc-box ol { list-style: decimal; padding-left: 20px; display: flex; flex-direction: column; gap: 8px; }
.toc-box ol li a {
  font-size: .875rem; color: var(--color-text-muted);
  transition: color var(--transition);
}
.toc-box ol li a:hover { color: var(--color-accent); }

/* ============================================================
   FOOTER
============================================================ */
.site-footer {
  background: #0C1828;
  color: rgba(255,255,255,.65);
  padding-top: 64px;
}
.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 48px;
  padding-bottom: 48px;
  border-bottom: 1px solid rgba(255,255,255,.08);
}
.footer-brand {}
.footer-logo-wrap { display: flex; align-items: center; gap: 10px; margin-bottom: 16px; }
.footer-logo-mark {
  width: 36px; height: 36px;
  background: var(--color-primary-mid);
  border-radius: var(--radius-md);
  display: flex; align-items: center; justify-content: center;
  color: #fff; font-size: .875rem; font-weight: 800;
}
.footer-logo-name { font-size: 1.25rem; font-weight: 800; color: #fff; letter-spacing: -.025em; }
.footer-desc {
  font-size: .875rem; line-height: 1.65;
  color: rgba(255,255,255,.55); margin-bottom: 22px;
}
.footer-contact-info p { font-size: .875rem; margin-bottom: 6px; }
.footer-contact-info a { color: rgba(255,255,255,.65); transition: color var(--transition); }
.footer-contact-info a:hover { color: #fff; }
.footer-col h5 {
  font-size: .75rem; font-weight: 700;
  text-transform: uppercase; letter-spacing: .12em;
  color: #fff; margin-bottom: 18px;
}
.footer-col ul { display: flex; flex-direction: column; gap: 10px; }
.footer-col ul li a {
  font-size: .875rem; color: rgba(255,255,255,.55);
  transition: color var(--transition);
}
.footer-col ul li a:hover { color: #fff; }
.footer-bottom {
  padding: 22px 0;
  display: flex; align-items: center; justify-content: space-between;
  flex-wrap: wrap; gap: 12px;
}
.footer-bottom p { font-size: .8125rem; color: rgba(255,255,255,.35); margin: 0; }
.footer-bottom-links { display: flex; gap: 20px; }
.footer-bottom-links a {
  font-size: .8125rem; color: rgba(255,255,255,.35);
  transition: color var(--transition);
}
.footer-bottom-links a:hover { color: rgba(255,255,255,.7); }

/* ============================================================
   RESPONSIVE
============================================================ */
@media (max-width: 1024px) {
  .grid-4    { grid-template-columns: repeat(2,1fr); }
  .stats-grid { grid-template-columns: repeat(2,1fr); }
  .hero-grid  { grid-template-columns: 1fr; gap: 40px; }
  .hero-img   { display: none; }
  .content-grid { grid-template-columns: 1fr; }
  .article-layout { grid-template-columns: 1fr; }
  .article-sidebar { position: static; }
  .detail-layout { grid-template-columns: 1fr; }
  .detail-sidebar { position: static; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 32px; }
  .page-hero-inner { grid-template-columns: 1fr; }
  .page-hero-inner > *:last-child { display: none; }
}

@media (max-width: 768px) {
  .section    { padding: 52px 0; }
  .grid-2, .grid-3 { grid-template-columns: 1fr; }
  .form-row   { grid-template-columns: 1fr; }
  .main-nav {
    display: none;
    position: fixed;
    top: var(--header-h);
    left: 0; right: 0; bottom: 0;
    background: #fff;
    padding: 20px;
    overflow-y: auto;
    flex-direction: column;
    align-items: flex-start;
    z-index: 999;
  }
  .main-nav.open { display: flex; }
  .nav-list { flex-direction: column; align-items: flex-start; width: 100%; gap: 2px; }
  .nav-list > li { width: 100%; }
  .nav-list > li > a { padding: 12px 8px; font-size: 1rem; width: 100%; }
  .dropdown {
    position: static;
    opacity: 1; visibility: visible; transform: none;
    box-shadow: none; border: none;
    background: var(--color-bg-light);
    padding: 6px 0 6px 12px;
    display: none;
  }
  .has-dropdown.open .dropdown { display: block; }
  .mobile-menu-btn { display: flex; }
  .footer-grid { grid-template-columns: 1fr; }
  .hero {
    min-height: auto;
    padding-top: calc(var(--header-h) + 40px);
    padding-bottom: 52px;
  }
  .cta-section { padding: 60px 0; }
}

@media (max-width: 480px) {
  .stats-grid  { grid-template-columns: 1fr; }
  .hero-actions { flex-direction: column; }
  .btn-lg { width: 100%; justify-content: center; }
  .grid-4 { grid-template-columns: 1fr; }
  .article-meta { flex-direction: column; gap: 6px; }
}